Payment Policy

Accepted payment methods

All payment runs through PayPal. That covers two paths in practice: paying with a PayPal balance or linked funding source, and paying with a standard credit or debit card through the same secure checkout — no PayPal account is needed for the card path. Every price in the store is listed and charged in USD.

Charge timing

The payment method is charged when the order is placed, since that is the moment the canvas is committed to production. There is no separate charge at shipping time, and there are no installment or deferred billing arrangements.

Payment security

Card entry happens on the payment processor’s servers, not on this website. The full card number is never visible to us — what the store receives back is a confirmation that payment succeeded, nothing more. The site itself runs over an encrypted connection end to end.

Declined payments

When a payment is declined, no order is created and no partial amount is held by the store. Common causes worth checking before a retry: a typo in the billing details, a card limit, or an issuer flagging an unfamiliar merchant. The card issuer’s decline reason is not shared with merchants, so questions about a specific decline ultimately belong with the bank — though ⟨EMAIL — SET BEFORE GO-LIVE⟩ can confirm whether an order and charge exist on our side.

Sales tax

Sales tax is collected where the law requires it, calculated from the shipping address, and shown as its own line at checkout before payment is confirmed. The product price never quietly absorbs a tax surprise after the fact.

Chargebacks

A charge that looks wrong is nearly always faster to resolve by email than through a bank dispute — refunds for legitimate issues are issued within 7-10 business days, while a formal chargeback typically takes the bank weeks. Chargebacks that are filed are answered with full transaction and shipping records. None of this limits the statutory right to dispute a genuinely unauthorized charge.